Privacy Policy - Credit Solutions

Our website is designed to collect and maintain sensitive personal information, including information about your financial accounts and credit history. We are committed to the responsible stewardship of this information. This privacy notice is designed to explain how we collect, use and disclose personal information of prospective, current, and former customers. This notice also describes your privacy choices. Please take a moment to review this privacy policy and feel free to contact us with any questions using our contact form by clicking on Contact Us in the Help Center on our website.

A special note about our privacy policy: The provisions of this policy apply both to CURRENT AND FORMER Members along with consumers who provide personal information on our sign-up pages but who do not complete their Membership application. If you have provided sign-up information, you may still opt-out of our use and sharing of your information using the links bellow, even if you are not registered for our service.

Privacy

We may, subject to and in accordance with our Privacy Policy for marketing and other purposes, collect, process and transmit certain data obtained from and about you in the course of your accessing the Website or during a phone consultation, including information collected in the course of an abandoned transaction. By agreeing to the Website Terms you agree to such data being so used and further agree that it may be transmitted to others whether or not within the United States in accordance with our Privacy Policy and under applicable privacy and data protection legislation.

Electronic Notices and Transactions

You agree to transact with us electronically. This means you agree to accept any terms and conditions and to transact any business with us by electronic means, which includes receiving all documents in HTML or PDF format and communicating over the Internet. You also certify that you are at least 18 years of age and have access to the Internet to receive Credit Solution’s services, to request that Credit Solutions contact you about its credit repair services, to participate in Credit Solution’s Text Message Program, and to view, print and retain all documentation. You authorize us to send you important notices about the Website and any pending transactions to an email address you provide to us, if you are a client of Credit Solutions or have requested that we contact you about our credit repair services. It is your duty to keep your email address up to date and to maintain a valid email address and to ensure that emails we send you are not filtered or stopped by spam filters or other types of email blocking functionalities. If you no longer desire to transact electronically with us, you may no longer use the Website or Credit Solution’s services. You can retrieve and review the Website Terms at any time by visiting https://creditsolutions.com

Acknowledgment of Receipt of Notice

I, Client, hereby acknowledge with my digital signature, receipt of the Notice of Right to Cancel. I confirm the fact that I agree and understand what I am signing, and acknowledge that I have received a copy of my Consumer Credit File Rights.

*Digital Signatures: In 2000, the U.S. Electronic Signatures in Global and National Commerce (ESIGN) Act established electronic records and signatures as legally binding, having the same legal effects as traditional paper documents and handwritten signatures. Read more at the FTC web site: http://www.ftc.gov/os/2001/06/esign7.htm

Blvd., Sacramento, CA 95834 or by telephone at (800) 952-5210.

LEGAL DISCLAIMER

The CC Credit Solutions website operates “AS-IS” and “AS-AVAILABLE,” without warranties of any other kind. We are not responsible for the events beyond our direct control.

CONTACT US

If you have any questions about this Privacy Policy, please contact us here.

PRIVACYMASTER^®

Our PrivacyMaster^® services are intended to assist you in exercising your privacy rights with various entities that control and process your personal information. When signing up for PrivacyMaster^®, you authorize CC Credit Solutions to act as your agent in order to exercise your rights or privileges under state and federal laws and regulations, private contracts or commitments (including the privacy notices, terms of service, and other representations from companies regarding the processing of your personal information). You grant us the right to exercise such rights and privileges on your behalf, including, without limitation, the right to access and receive the categories and specific pieces of personal information about you (which may or may not be known by you), the right to request deletion of your personal information, the right to opt-out of certain processing activities (like the sale of personal information), the right to restrict the use of your personal information, the right to request rectification of your personal information; and the right to receive personal information from third-parties in fulfillment of your rights and privileges. You may withdraw your permission at any time.

CC Credit Solutions or ConsumerDirect, Inc^®., which powers CC Credit Solutions may solicit engagement of PrivacyMaster^® users to submit complaints to governmental agencies, regulators, and other parties with regard to privacy violations. In addition, users of PrivacyMaster^® may be presented with opportunities to assert privacy violations on a class-wide basis along with others similarly situated. PrivacyMaster^® users are not obligated to participate in any such activities.

By using PrivacyMaster^®, you grant CC Credit Solutions and our licensees, successors, and assigns a limited, royalty-free, nonexclusive, license to collect, compile, process and display your personal information (in complete and/or redacted form) to provide our Services. This license permits us to make your personal information available third parties to whom we submit requests on your behalf and display this information to you via the Services. Moreover, you grant CC Credit Solutions and our agents the right to communicate with third party organizations, including but not limited to data brokers, businesses, non-profit organizations, and governmental agencies on your behalf regarding your rights in and to your personal information. This includes the right to submit complaints on your (and others’) behalf, with your consent, regarding violations of your privacy, consumer protection, confidentiality, data security, or similar laws, regulations, obligations or requirements.

CALIFORNIA PRIVACY RIGHTS

Under the California Consumer Privacy Act (CCPA), you, as a California resident, have the following rights.

Right to Access/Disclosure Right

You have the right to request a disclosure of the personal information collected, sold, and shared about you over the past 12 months and the purpose for doing so. Upon submission of a verifiable consumer request, we will provide you with the following information.

The categories of personal information we collected about you.
The categories of sources for the personal information we collected about you.
Our business or commercial purpose for collecting or selling that personal information.
The categories of third parties with whom we share that personal information.
The specific pieces of personal information we collected about you.
A list that includes the personal information that we disclosed for a business purpose, identifying the category of personal information that each category of recipient obtained; and
A separate list that includes the personal information we sold, identifying the personal information categories that each category of recipient purchased.

If we provide this information to you electronically, the information will be in a portable format. To the extent that it is technically feasible, we will provide you the information in a readily useable format that you can easily transfer to another entity. If you intend to exercise your rights, click here.

Right to Deletion

If we collected personal information from you, you have the right to request the deletion of this personal information. If you intend to exercise your rights, click here.

Right to Be Free from Discrimination

You have the right to be free from discrimination for exercising any of the California consumer privacy rights. If you choose to exercise any of your CCPA rights, we will not:

Deny you goods or services;
Charge you a different price or rate for goods or services, including through granting discounts or other benefits, or imposing penalties;
Provide you a different level or quality of good or services; or
Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.

Right to Opt-Out of the Sale of Personal Information

You have the right, at any time, to direct a business that sells or will sell your personal information to third parties to not sell your personal information. If you would like to exercise this right, visit our “Do not sell my personal information” page.

Right to Opt-In the Sale of Personal Information for Children

We do not provide a right to opt-in because we do not offer this Product to minors.

Right to Know

You have the right to know the categories of personal information we collect and the purpose for the collection.

You have the right to know the categories of personal information that we collected, sold, and disclosed for a business purpose during the prior 12 months. If you intend to exercise your rights, click here.